Potential opportunity to assume a VA loan with a low 2.25% rate! This hidden gem in the heart of Mandarin sits in one of the area's few gated communities with low HOA and no CDD fees. The two-story saltwater pool home offers 5 beds, 4.5 baths, including a private guest suite on the first floor. Enjoy soaring ceilings, a grand formal living room, elegant dining with columns, a spacious kitchen, and a large family room perfect for entertaining. Upstairs, the owner's suite features double doors, tray ceiling, a spa-like remodeled bath, and a custom walk-in closet. Step outside to your private retreat with a screened patio, paver pool deck with removable shades, lush landscaping, and a vinyl fence. There's even space for a garden with rosemary, thyme, and a blueberry plant. Minutes to Baptist South, NAS JAX, shopping, downtown, and beaches this home has it all!