Charming home just moments from Fernandina's historic downtown—walk to shops, dining, and the riverfront, while enjoying added privacy at home. Situated on two spacious lots, this property includes a main residence and a detached 2-car garage with a 1BR/1BA apartment above. The apartment has its own private entrance, laundry area, and a porch with marsh and river views—ideal for guests or future rental income. An oversized carport accommodates RV or boat parking, plus a separate storage shed. The backyard is a garden-style retreat with lush landscaping, majestic oaks, and a paverstone patio perfect for entertaining. Outdoor shower included. Major updates in 2015: roof, HVAC, plumbing, electrical, and spray foam insulation in walls and attic for energy efficiency. No HOA. A rare opportunity offering flexibility, charm, and unbeatable location on Amelia Island!